Take Control of Student Loans And Reduce Monthly Payments

There's never been a better time to consolidate the student loans that you took out to pay for your dental education. ADA Members have access to special interest rate discount opportunities when consolidating federal student loans through Collegiate Funding Services, LLC (CFS):

• 0.25% interest rate reduction if you agree to and continue to make automatic monthly payment deductions from your checking or savings account. (1)
• 1% interest rate reduction after 36 months when the initial 36 consecutive monthly payments are made on time.(1)

The best news for members with school loans? By consolidating through CFS, members will be able to lower their monthly payments by as much as 54%—or up to 58%—while in the loan payment grace period.

Call toll-free 866-312-7227 to speak with a CFS financial specialist, or log on to www.adamemberadvantage.com.

(1) Rate reverts to non-discounted rate if you stop 1) auto pay or 2) making your payments on time. Limited-time offers. CFS reserves the right to modify, continue or discontinue its borrower benefit programs at any time and without notice. Terms and conditions apply. Please call for details on current benefit offering(s). All loan rate reductions and other borrower benefits terminate upon loan default or failure to continue to meet the applicable borrower benefit qualification.

All CFS lenders are Equal Opportunity Lenders. © CFS 2004

ADA Member AdvantageSM, is a service mark of the American Dental Association. ADA Member Advantage is a program brought to you by ADA Business Enterprises, Inc. a for-profit subsidiary of the American Dental Association.